Terms of Service

Last updated: May 2026
Effective date: May 1, 2026  ·  59AI, a product of HUD APPS LLC
By using 59AI you agree to these terms. Please read them — they're written in plain English.

1. About 59AI

59AI is an AI-powered compliance tool for affordable housing professionals, operated by HUD APPS LLC. It provides answers to HUD compliance questions grounded in real HUD documents including HUD 4350.3 REV-1, HOTMA, NSPIRE standards, EIV guidance, VAWA regulations, and related materials.

2. Not Legal Advice

59AI is an informational tool — not a law firm, not a licensed compliance consultant, and not a substitute for professional legal or regulatory advice. Answers provided by 59AI are grounded in HUD documents but may not reflect the most current regulatory interpretations, local variations, or specific circumstances of your property or situation.

Always verify compliance decisions with a qualified housing compliance professional, your HUD field office, or your Contract Administrator. HUD APPS LLC is not liable for any compliance findings, regulatory penalties, or legal outcomes resulting from reliance on 59AI responses.

3. Accounts and Registration

To use 59AI you must create an account with a valid email address. You are responsible for:

You must be at least 18 years old to create an account.

4. Plans and Billing

Light Plan (Free) — Includes 3 AI questions per day, access to the HUD Manual library, and HUD Forms. No credit card required.

Pro Plan ($19.99/month) — Includes unlimited AI questions, Income Limits lookup, Fair Market Rents lookup, property profiles, and question history. Billed monthly through Stripe.

5. Acceptable Use

You agree not to use 59AI to:

6. Intellectual Property

The 59AI interface, branding, code, and design are owned by HUD APPS LLC. The HUD documents referenced by 59AI are public domain materials produced by the U.S. Department of Housing and Urban Development.

AI-generated responses are provided for your individual use. You may use answers in your compliance work but may not resell, redistribute, or publish 59AI responses as a standalone product.

7. Availability and Uptime

We aim to keep 59AI available at all times but do not guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, server issues, or circumstances beyond our control. We are not liable for any losses resulting from service downtime.

8. Limitation of Liability

To the maximum extent permitted by law, HUD APPS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of 59AI, including but not limited to compliance findings, regulatory penalties, lost business, or data loss.

Our total liability for any claim arising from your use of 59AI shall not exceed the amount you paid us in the 3 months preceding the claim.

9. Termination

We reserve the right to suspend or terminate your account if you violate these Terms of Service. You may close your account at any time by contacting us at andrew@59ai.app. Upon termination, your access to the service will end and your data will be deleted per our Privacy Policy.

10. Changes to These Terms

We may update these Terms from time to time. We will notify you of significant changes by email or by posting a notice in the app. Continued use of 59AI after changes constitutes acceptance of the updated terms.

11. Governing Law

These Terms are governed by the laws of the state in which HUD APPS LLC is registered, without regard to conflict of law principles.

12. Contact

Questions about these Terms? Contact us at:

HUD APPS LLC
Email: andrew@59ai.app
Website: 59ai.app